How Romney Would Worsen Unemployment Among the Disabled

How Romney Would Worsen Unemployment Among the Disabled

How Romney Would Worsen Unemployment Among the Disabled

Repealing Obamacare would make it impossible for many people with disabilities to join the workforce. 

Facebook
Twitter
Email
Flipboard
Pocket

If Mitt Romney has made one promise during the campaign it is to improve employment. From his slogan—”Obama isn’t working”—to his stump speech, to his talking points in debates and press releases, Romney has made high unemployment his central attack on President Obama’s record. Even permanent Republican goals, such as rapacious extraction of our natural resources and lower marginal tax rates, have been reframed as pieces of Romney’s five-step plan to get the country working again.

But one of Romney’s central campaign pledges—to repeal Obamacare—would undermine employment for those who are most likely to be unemployed: people with disabilities. The rate of unemployment among disabled adults has remained stubbornly high, even since the 1990 Americans with Disabilities Act banned workplace discrimination against them. In September, according to the Bureau of Labor Statistics, the labor force participation rate among people with disabilities was 21.9 percent, compared to 69.3 percent among people without disabilities.

That is partly because our pre-Obamacare health insurance system makes it impossible for many people with disabilities to get a job. People with disabilities require comprehensive and continuous insurance coverage. If you are unemployed and impoverished, you qualify for Medicaid. If you get a job, your income will make you ineligible for Medicaid. But your job may not provide you with health insurance. Even if you get insurance, it may not cover services and medications you require. Or it may not cover pre-existing conditions. Or it may subject you to an annual or lifetime cap on coverage that you will exceed. Even if you have none of those problems, there may be an untenable three month waiting period for your insurance to kick in. “That’s a huge disincentive to working,” says James Weissman, general counsel of the United Spinal Association. “A person with disabilities on Medicaid doesn’t have any cap, lifetime or annual. A person on an employer’s plan, even if he’s covered right away and doesn’t have a waiting period, could still have an annual cap of $25,000.”

Obamacare will correct all of those problems. It will eliminate annual and lifetime caps on coverage, make it illegal to deny coverage of pre-existing conditions and require large employers to provide immediate coverage to new employees. (It will also expand Medicaid coverage to include some 17 million low-wage workers.)

“Obama preventing exclusions for pre-existing conditions in the Affordable Care Act—assuming we survive Romney’s attacks on it—has gone a long way towards reducing the disincentive for people with disabilities to get employment. Assuming that’s the case people will not be afraid of losing their Medicaid in going to work,” says Weissman.

There are other reasons to oppose Romney’s pledge to repeal Obamacare: It will steal insurance from millions to pad the reimbursement rates of Medicare Advantage–participating hospitals and insurers. But, ironically, it will also work at cross-purposes to Romney’s supposed number-one priority.

For more on the impact of Obamacare, check out "What the Affordable Care Act Would Mean for Transgender People."

Thank you for reading The Nation!

We hope you enjoyed the story you just read. It’s just one of many examples of incisive, deeply-reported journalism we publish—journalism that shifts the needle on important issues, uncovers malfeasance and corruption, and uplifts voices and perspectives that often go unheard in mainstream media. For nearly 160 years, The Nation has spoken truth to power and shone a light on issues that would otherwise be swept under the rug.

In a critical election year as well as a time of media austerity, independent journalism needs your continued support. The best way to do this is with a recurring donation. This month, we are asking readers like you who value truth and democracy to step up and support The Nation with a monthly contribution. We call these monthly donors Sustainers, a small but mighty group of supporters who ensure our team of writers, editors, and fact-checkers have the resources they need to report on breaking news, investigative feature stories that often take weeks or months to report, and much more.

There’s a lot to talk about in the coming months, from the presidential election and Supreme Court battles to the fight for bodily autonomy. We’ll cover all these issues and more, but this is only made possible with support from sustaining donors. Donate today—any amount you can spare each month is appreciated, even just the price of a cup of coffee.

The Nation does not bow to the interests of a corporate owner or advertisers—we answer only to readers like you who make our work possible. Set up a recurring donation today and ensure we can continue to hold the powerful accountable.

Thank you for your generosity.

Ad Policy
x