The recent passage of the healthcare bill brought about a number of unprecedented reforms, but perhaps one of the most important changes the bill made had little to do with healthcare at all. Largely overshadowed by the blockbuster provisions and politics of the healthcare package, the transformation of student loan practices from a bank-based system to direct government lending represents a drastic shift in how students will finance their education. To explain the changes and how they will affect students, past, present and future, education-sector policy analyst and student-loan expert Ben Miller joins DC editor Christopher Hayes on The Breakdown.

The recent passage of the healthcare bill brought about a number of unprecedented reforms, but perhaps one of the most important changes the bill made had little to do with healthcare at all. Largely overshadowed by the blockbuster provisions and politics of the healthcare package, the transformation of student loan practices from a bank-based system to direct government lending represents a drastic shift in how students will finance their education. To explain the changes and how they will affect students, past, present and future, education-sector policy analyst and student-loan expert Ben Miller joins DC editor Christopher Hayes on The Breakdown.