The House and Senate have finally ironed out their differences on Wall Street reform. What will the bill fix—and what does it leave broken?

The Senate passed a financial reform package that includes a handful of important reforms, but it won’t fundamentally change the relationship between banks and society. The real fight for our economy will require sweeping action by engaged citizens.

If Dodd proceeds with a gutted version of the Consumer Financial Protection Agency, every aspect of the Wall Street overhaul will have been entirely undermined.