Protesters mobilize at Freedom Plaza. Credit: Greg Kaufmann.
Gisele Mata of Whittier, California, never considered herself a political activist. Other than making some calls on behalf of President Obama during the 2012 campaign, her focus was on her work, family, church and volunteering as a Girl Scout troop leader.
But on Monday morning at Freedom Plaza in Washington, DC, she was ready to march to the Department of Justice, where she would risk arrest in order to save her family’s home and stand up for other people facing foreclosure.
“Banks are doing extreme things to get people out of their homes, so it requires extreme action,” Mata told me. “I wouldn’t be here except the banks are not being monitored so we have to stand up as citizens. They are getting away with acts of inhuman behavior and the Justice Department is not reacting.”
Mata was among 500 activists from across the country who came to the nation’s capital to “Bring Justice to Justice”—participating in three days of action organized by Home Defenders League and Occupy Our Homes. They were calling for the criminal prosecution of banks for ongoing illegal activity, including illegal foreclosures; and for resetting mortgages to a property’s fair market value for the more than 13 million homeowners still at risk of foreclosure.
Mata and her family have been in their home for more than ten years. Their struggle began in 2009 when she and her husband were laid off from their jobs in retail and engineering, respectively. They survived by cashing out on their 401(k)s and working in low-wage jobs.
“We didn’t have any problems until last year,” she said, when they no longer could afford both their home and food for their family of five. So Mata and her husband requested a mortgage modification from Bank of America.
“We asked them to tack on what we owed to the principal, and to give us the going interest rate because we still have a high rate,” she said. “We aren’t even asking for a principal reduction. Plus we’re both working, we have equity in our home—but they still refuse.”
Her eldest daughter is now working as a massage therapist. Her husband is again employed as an aircraft parts quality inspector—for $13 an hour, compared to the $19 hourly wage he previously earned—and Mata earns commissions as a sales representative for an energy company. But the high interest payments they are paying force them to choose between a roof over their head or food for the family.
“Right now we’re choosing the roof and getting food from our church in order to make payments on the mortgage,” she said. “And we go to the 99 cent store and buy Top Ramen [noodles] and tuna fish. That’s pretty much how we make it.”