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ACROSS

 1 Burned money in sack (7)

 5 Smacked lips very loudly with a joint (6)

10 Money leads to that man’s enthusiasm to start a business (9)

11 Gossip from graduate student going after money (5)

12 Make an observation about money (6)

13 The first unit of money sent back in 100s (they’re green) (8)

14 Basic principle: cut ten meters (5)

16 Physicist prepares to pray with someone tiresome on the radio (5,4)

18 Reach sixteen? No, that’s ridiculous (9)

20 Emphasize missing front lock (5)

21 Money separates nephew’s opening from sib, resulting in disorder (8)

22 Money conceals trace of bomb debris (6)

25 Originally, the money is a challenge (5)

26 Money carried by one who reconnoiters and examines (6,3)

27 Smart doctor with written report missing opening of argument (6)

28 Attacked money, assuming extremities of crime (7)

DOWN

 1 A truce FBI violated in split (9)

 2 Frighten nearly every member (5)

 3 What’s proper in 1930s-style liquor? (7)

 4 Trickle-down: rest in peace (4)

 6 Woman promoted inane tech company (7)

 7 Skipping the onset of champions’ cheer to find part of a shoe (9)

 8 Spoken idiom gets worn out (5)

 9 Poem: “Cutting Into Fruit With Instrument” (8)

15 Snoopy’s fashionable comic virtues (9)

16 Most clangorous thing that’s charged up cut short nap (8)

17 Honorable creed: “Step lively!” (9)

19 Tip O’Neill has plentiful quantities of pasta (7)

20 Greek character kidnaps uncouth prime minister (7)

21 Bad grade at English school raised and recorded (5)

23 Howard is in British Columbia with a horse (5)

24 Very animated course (4)

SOLUTION TO PUZZLE NO. 3285

ACROSS 1 BEN(JAM)IN + BRIT + TEN 9 anag. 10 TOS (rev.) + TA-DA 11 hidden 12 anag. 14 MULL + IGAN (anag.) 16 KIM + ONO 19 anag. 20 GOLF (rev.) + CLUB 22 anag. 24 [ma]/AM-PLE 27 T(RUMP)ET 28 SPIN + A + C[rawfis]H 29 pun 

DOWN 1 anag. (&lit.) 2 rev. hidden 3 [t]ALLER + GIST 4 “I scream” 5 BET + IDE[a] 6 init. letters 7 T(O)ADSTOOL (Lotto ads anag.) 8 NO A.M. 13 pun (chin-chin) 15 anag. 17 IN + FLATI[r]ON 18 anag. 21 rev. 23 G + APES 24 “plain” 26 rev.